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Head to head

Riskonnect vs TrustLayer

Riskonnect logo
vs
TrustLayer logo

The short version

Riskonnect

Established Players

Enterprise integrated risk management suite where certificate tracking is one module inside a much broader RMIS.

Scores higher on: Scalability, Reporting / Analytics

Full Riskonnect profile →

TrustLayer

Leaders

Modern COI tracking platform with carrier-direct verification and a sizable pre-existing vendor network.

Scores higher on: UX / Ease of Use, Data Accuracy, Vendor Experience, AI / Automation, Real-Time Monitoring

Full TrustLayer profile →

Scored comparison

Both platforms scored 0–10 on the eight criteria behind our comparison tool. Weight is how heavily each criterion counts by default — the questionnaire re-weights them against your situation.

Riskonnect compared with TrustLayer across RiskStack's eight evaluation criteria, scored out of 10.
CriterionRiskonnectTrustLayerWeight
UX / Ease of UseModern, intuitive interface that teams actually adopt5/108/10×1.5
Data AccuracyWhere does the data come from? Direct carrier is most accurate.6/108/10×1.4
Vendor ExperienceHow easy is it for third parties to submit? Poor UX = poor adoption.4/109/10×1.4
ScalabilityHandles any volume without minimums or caps9/108/10×1.3
AI / AutomationCan it automatically extract and verify certificate data?5/108/10×1.3
IntegrationsConnects with your existing tech stack (Procore, ERPs)8/108/10×1
Real-Time MonitoringLive alerts when policies change or expire4/107/10×0.7
Reporting / AnalyticsDashboards and audit-ready reports9/106/10×0.8

Choose Riskonnect if

  • Enterprises already running claims, ERM, or RMIS workloads on Riskonnect
  • Risk teams who value one vendor and one data model over best-of-breed
  • Programs where COI tracking is a secondary requirement, not the primary one
  • Buyers with the internal resources to configure an enterprise platform

Look elsewhere if

  • Buyers whose primary problem is COI tracking — the dedicated platforms are stronger
  • SMB and lower mid-market programs
  • Teams wanting fast implementation and low configuration overhead
  • Programs that need carrier-direct verification as a core capability

Choose TrustLayer if

  • Construction GCs, including ENR 400 firms — TrustLayer's deepest customer concentration
  • Mid-market and enterprise risk teams without legacy attachment
  • Programs where vendor onboarding speed matters
  • Buyers prioritizing modern verification architecture and broker neutrality
  • Mixed-vertical compliance programs

Look elsewhere if

  • Buyers with existing deep MyCOI or Veriforce integrations and no appetite for migration
  • Multi-domain compliance buyers needing identity / MVR / credentialing in one system (evaluate EvidentID)

Pricing

Riskonnect: Not publicly published. Enterprise-priced and typically sold as part of a broader RMIS footprint rather than as standalone COI tracking. Poor fit for buyers looking for a point solution.

TrustLayer: Mostly not publicly published; generally flexible on contract structure across SMB through enterprise, with no formal certificate minimum we are aware of. The exception is TrustLayer Starter, a published free tier covering up to 50 vendors with expiration tracking, automated vendor notifications and AI document verification, then $10 per additional vendor per month (primary-source confirmed on trustlayer.io/pages/starter, September 2026). Note that Starter is free for the buyer tracking certificates, not for the vendors submitting them.

Integrations

Riskonnect

  • Broad enterprise ERP and HR systems
  • Claims and carrier data feeds
  • Its own suite modules (claims, ERM, incident, policy)
  • API-based integration for custom workflows

TrustLayer

  • Procore (mature; launched May 2021)
  • Expanded integration coverage shown to us under embargo, September 2026 — released to clients and design partners ahead of public announcement
  • NetSuite, Sage, ERP via API
  • Carrier-direct (Nationwide)
  • Broker AMS network (selective)
  • Slack, email workflows

In depth

Common questions

Is Riskonnect better than TrustLayer?
Neither is better outright. Riskonnect scores higher on scalability, reporting / analytics; TrustLayer scores higher on ux / ease of use, data accuracy, vendor experience. Which matters depends on your certificate volume, vendor base and integration needs.
How much do Riskonnect and TrustLayer cost?
Riskonnect: Not publicly published. Enterprise-priced and typically sold as part of a broader RMIS footprint rather than as standalone COI tracking. Poor fit for buyers looking for a point solution. TrustLayer: Mostly not publicly published; generally flexible on contract structure across SMB through enterprise, with no formal certificate minimum we are aware of. The exception is TrustLayer Starter, a published free tier covering up to 50 vendors with expiration tracking, automated vendor notifications and AI document verification, then $10 per additional vendor per month (primary-source confirmed on trustlayer.io/pages/starter, September 2026). Note that Starter is free for the buyer tracking certificates, not for the vendors submitting them.
Who should choose Riskonnect?
Enterprises already running claims, ERM, or RMIS workloads on Riskonnect; Risk teams who value one vendor and one data model over best-of-breed; Programs where COI tracking is a secondary requirement, not the primary one.
Who should choose TrustLayer?
Construction GCs, including ENR 400 firms — TrustLayer's deepest customer concentration; Mid-market and enterprise risk teams without legacy attachment; Programs where vendor onboarding speed matters.

Compare in your context

Neither of these may be your answer.

Eight questions, personalized shortlist. The questionnaire scores every platform against your vendor base, certificate volume and workflow priorities — not just these two.

Run the comparison

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